08.8.10

Affordable Auto Insurance Quotes — Taking The No Claims Bonus

Time is one thing that could work for or against you in anything you do. This is also true in this niche. If you want to get very affordable car insurance quotes then you are going to position yourself in such a way that each new year makes you a far better profile than you were in the previous. If you can do this, then your premium can only get lower as compared to what others pay. Here’s one way you can make this happen…

Do NOT file petty claims. Every claim you file goes into your record. If you build a reputation as a customer that files a lot of claims, then you do NOT help your profile — You are a higher risk profile than another customer who rarely makes claims.

But if you can, deal with petty issues on your own and you will qualify for what’s known as the NO Claims Bonus. This is usually reserved for policyholders who do NOT file any claims for a minimum of three years. Ask your agent eligibility requirements for your current insurer.

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